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Ripple USD (RLUSD) price
Data as of November 11, 2026, 02:11 UTC+3, the price refreshes on the page
Ripple USD (RLUSD) is Ripple’s US dollar stablecoin on the XRP Ledger and Ethereum.
- Market cap
- $2.72B
- 24h volume
- $230.7M
- Volume / market cap
- 8.49%
- Fully diluted value
- $2.72B
- Circulating supply
- 2.72 B RLUSD
- Total supply
- 2.72 B RLUSD
- Max supply
- no cap
- 24h range
- $0.9999 … $1.00
- All-time high
- $1.07December 26, 2024
Analytics
What the numbers say about how the coin behaves. Based on hourly prices over 7 days and data as of November 11, 2026, 02:11 UTC+3.
Volatility
1%near zeroThe price barely moves, as a stablecoin should.
Dollar peg
$1.00holdingNow 0.00% away from $1, at most 0.05% over 7 days.
Liquidity
8.5%highA day’s trading equals 8.5% of market cap: a stablecoin is used for settlement, so heavy turnover is normal.
Market share
0.11%smallShare of the top-100 market cap.
What is Ripple USD
Ripple USD (RLUSD) is a stablecoin pegged to the US dollar and designed to be redeemable one for one. It is issued by Standard Custody & Trust Company, a New York trust company that Ripple acquired in 2024. The New York State Department of Financial Services (NYDFS) approved the token, and it went live on December 17, 2024. In October 2026 the US Office of the Comptroller of the Currency (OCC) gave final approval to Ripple National Trust Bank, which is to manage RLUSD’s reserves on behalf of holders once it opens, while the New York trust company keeps issuing the token.
Each RLUSD is backed by reserves held as US dollar deposits, short-term US Treasuries, government money market funds and other cash equivalents. The reserves are kept apart from Ripple’s own funds, with BNY as primary custodian since July 2025. Ripple publishes monthly attestations from an independent accounting firm. It launched on the XRP Ledger and Ethereum, and Ripple later added Ethereum layer 2 networks such as Base and Optimism. To hold RLUSD on the XRP Ledger, a wallet must open a trust line to the issuer’s address, and network fees there are paid in XRP.
Ripple designed RLUSD mainly for cross-border payments between financial firms, as well as for exchanges and decentralized finance (DeFi). Unlike XRP, whose price is set by the market, RLUSD stays close to one dollar thanks to its reserves. What separates it from USDT and USDC is a New York-regulated issuer and its close ties to the XRP Ledger. Its advisory board includes former FDIC chair Sheila Bair and former Reserve Bank of India governor Raghuram Rajan.
What it’s used for
- cross-border payments and settlement between businesses
- trading and holding dollar balances on crypto exchanges
- collateral and liquidity in DeFi on Ethereum and the XRP Ledger
Risks
- The peg depends on Ripple, its trust company and the banks holding the reserves: trouble at the issuer or a custodian could push the price off one dollar for a while.
- The issuer can freeze RLUSD at an address or claw tokens back when required by law or a court order.
- Anyone can issue a token called RLUSD on the XRP Ledger, and fakes with the same ticker have appeared: genuine RLUSD comes only from the address rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De.
Contract addresses
Check the contract address before you buy or send: fake tokens copy the name and ticker, but their address is different.
| Network | Contract | Open |
|---|---|---|
| Ethereum (ERC-20) | 0x8292bb45bf1ee4d140127049757c2e0ff06317ed | Open |
| XRP Ledger | 524C555344000000000000000000000000000000.rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De |
Check a RLUSD address before the deal
mexm AML shows where the coins came from: scams, darknet, mixers, sanctions. Networks: Ethereum (ERC-20). First check free.
Questions
How much is Ripple USD worth today?
As of November 11, 2026, Ripple USD trades at $1.00. Over 24 hours the price moved +0.01%, over 7 days +0.01%. The price on this page refreshes automatically.
How many RLUSD are in circulation?
2.72 B RLUSD are in circulation. There is no maximum supply. The fully diluted value of all coins is $2.72B.
What is the difference between RLUSD and XRP?
XRP is the native coin of the XRP Ledger: its price floats freely and it pays for network fees. RLUSD is Ripple’s stablecoin, pegged to the dollar and backed by reserves in dollars and US Treasuries.
How do I receive RLUSD in an XRP Ledger wallet?
First, open a trust line in your wallet to the official RLUSD issuer and keep a little XRP in the account for the reserve and fees. After that you can withdraw RLUSD to the wallet from an exchange or buy it on the XRP Ledger’s built-in exchange.
How do I check a RLUSD address for AML risk?
Open @AMLmexmBot, pick the network (Ethereum (ERC-20)) and send a wallet address or a transaction hash. The bot shows the risk score in percent and where the funds came from. Your first check is free.
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Prices and analytics are for information only and are not investment advice. Market data source: CoinGecko.